[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kuksu.cz\/nechcete-o-svou-firmu-prijit-ale-kde-vzit-penize\/#Article","mainEntityOfPage":"https:\/\/www.kuksu.cz\/nechcete-o-svou-firmu-prijit-ale-kde-vzit-penize\/","headline":"Nechcete o svou firmu p\u0159ij\u00edt, ale kde vz\u00edt pen\u00edze?","name":"Nechcete o svou firmu p\u0159ij\u00edt, ale kde vz\u00edt pen\u00edze?","description":"U\u017e jste sice oslovili bankovn\u00ed spole\u010dnost s \u017e\u00e1dost\u00ed o \u00fav\u011br, ale bankovn\u00ed \u00fastav v\u00e1s odm\u00edtl a neschv\u00e1lil v\u00e1m p\u016fj\u010den\u00ed financ\u00ed na splacen\u00ed dluhu. Tady se nejedn\u00e1 o nic nov\u00e9ho. Hodn\u011b podnikatel\u016f se do t\u00e9to situace dostalo a museli \u0159e\u0161it ot\u00e1zku […]","datePublished":"2020-06-22","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kuksu.cz\/author\/#Person","name":"","url":"https:\/\/www.kuksu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d377e0490a87620b11de21ad8824e89a7cfe705f8d1d0508828fda84a9262785?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d377e0490a87620b11de21ad8824e89a7cfe705f8d1d0508828fda84a9262785?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kuksu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kuksu.cz\/wp-content\/uploads\/pen%C3%ADze%20na%20podnik%C3%A1n%C3%AD.jpg","url":"https:\/\/www.kuksu.cz\/wp-content\/uploads\/pen%C3%ADze%20na%20podnik%C3%A1n%C3%AD.jpg","height":0,"width":0},"url":"https:\/\/www.kuksu.cz\/nechcete-o-svou-firmu-prijit-ale-kde-vzit-penize\/","about":["Finance"],"wordCount":434,"articleBody":"   U\u017e jste sice oslovili bankovn\u00ed spole\u010dnost s \u017e\u00e1dost\u00ed o \u00fav\u011br, ale bankovn\u00ed \u00fastav v\u00e1s odm\u00edtl a neschv\u00e1lil v\u00e1m p\u016fj\u010den\u00ed financ\u00ed na splacen\u00ed dluhu. Tady se nejedn\u00e1 o nic nov\u00e9ho. Hodn\u011b podnikatel\u016f se do t\u00e9to situace dostalo a museli \u0159e\u0161it ot\u00e1zku jak zastavit exekuci. Samoz\u0159ejm\u011b, \u017ee bankovn\u00ed spole\u010dnosti mohou m\u00edt k tomu, aby odm\u00edtli klienta v\u00edce d\u016fvod\u016f, nap\u0159\u00edklad se jim zd\u00e1, \u017ee je v\u00e1\u0161 p\u0159\u00edjem pro schv\u00e1len\u00ed \u00fav\u011bru n\u00edzk\u00fd, mohli tak\u00e9 podle z\u00e1znam\u016f, kter\u00e9 jsou veden\u00e9 v registrech, zjistit, \u017ee jste se n\u011bkdy opozdili s platbou, nap\u0159\u00edklad jste v\u010das nezaplatili poji\u0161t\u011bn\u00ed, proto tam m\u00e1te z\u00e1znam, \u017ee jste dlu\u017en\u00edkem. Z t\u011bchto d\u016fvod\u016f v\u00e1m nebyla va\u0161e \u017e\u00e1dost o \u00fav\u011br bankou schv\u00e1len\u00e1. Kde tedy jinde sehnat pot\u0159ebn\u00e9 finance na vyplacen\u00ed dluhu, a to rychle, v\u011b\u0159itel je u\u017e hodn\u011b netrp\u011bliv\u00fd a vy o svou firmu nechcete z pochopiteln\u00fdch d\u016fvod\u016f p\u0159ij\u00edt. M\u00e1te zde mo\u017enost po\u017e\u00e1dat u nebankovn\u00ed spole\u010dnosti o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f ferovahypoteka.cz. Tato hypot\u00e9ka m\u016f\u017ee b\u00fdt velmi rychl\u00e1, je bez zbyte\u010dn\u00fdch pr\u016ftah\u016f. O hypot\u00e9ku tedy \u017e\u00e1d\u00e1te nebankovn\u00ed spole\u010dnost. Mo\u017en\u00e1, \u017ee v\u00e1m p\u0159ipad\u00e1 n\u00e1zev nebankovn\u00ed spole\u010dnost podivn\u00fd, dokonce si p\u0159edstavujete, \u017ee se m\u016f\u017ee jednat o podvodn\u00e9 jedn\u00e1n\u00ed? Tady nejsou obavy na m\u00edst\u011b, proto\u017ee jak bankovn\u00ed tak i nebankovn\u00ed spole\u010dnosti sv\u00e9 hypot\u00e9ky mus\u00ed poskytovat v souladu s platn\u00fdmi z\u00e1kony. A tak\u00e9 maj\u00ed nav\u00edc ob\u011b finan\u010dn\u00ed spole\u010dnosti nad sebou st\u00e1tn\u00ed dozor, a ten prov\u00e1d\u00ed \u010cesk\u00e1 n\u00e1rodn\u00ed banka.Nebankovn\u00ed i bankovn\u00ed spole\u010dnosti se tak\u00e9 jist\u00ed, \u017ee budete \u0159\u00e1dn\u011b spl\u00e1cet schv\u00e1lenou hypot\u00e9ku. Jist\u00ed se t\u00edm, \u017ee mus\u00edte d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost, kterou m\u016f\u017ee b\u00fdt nap\u0159\u00edklad d\u016fm, komer\u010dn\u00ed objekt, byt, pozemek, nebo i rekrea\u010dn\u00ed nemovitost. Uveden\u00fd postup je tak\u00e9 dan\u00fd na\u0161imi z\u00e1kony. Tato nemovitost, kter\u00e1 je d\u00e1na do ru\u010den\u00ed nemus\u00ed b\u00fdt ani va\u0161e, jej\u00edm majitelem m\u016f\u017ee b\u00fdt i t\u0159et\u00ed osoba, m\u016f\u017ee se jednat nap\u0159\u00edklad o n\u011bkoho z va\u0161\u00ed rodiny. Samoz\u0159ejm\u011b, \u017ee odhad nemovitosti, kter\u00e1 byla d\u00e1na do z\u00e1stavy, neplat\u00edte. A pozd\u011bji, a\u017e splat\u00edte schv\u00e1lenou hypot\u00e9ku, bude nemovitost uveden\u00e9 z\u00e1stavy zbaven\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nechcete o svou firmu p\u0159ij\u00edt, ale kde vz\u00edt pen\u00edze?","item":"https:\/\/www.kuksu.cz\/nechcete-o-svou-firmu-prijit-ale-kde-vzit-penize\/#breadcrumbitem"}]}]